Contractors spend time and money to grow their business and provide expertise to clients in their chosen profession. Working in and around the customer’s property, having the proper insurance is essential to making sure that if anything goes
wrong the company is adequately protected. APRIL’s Contractors package policies are designed to provide flexible options for Contractors to ensure their business is protected.
Target Clients
- General and specialized construction, renovation, installation and service contractions including but not limited to :
- Electricians
- Welders
- Painters
- Decorators
- Air conditioning
- Refrigeration / HVAC
- Millwright
- Excavation
- Masonry
- Carpentry
- Windows / Doors / Awnings
- Landscaping
Flexible Payment Plans
Coverage Features
- The program includes:
- Contractor`s equipment:
- Installation floater
- Liability up to $5 million
- Coverage Extensions:
- Faulty Workmanship
- Contractors E&O
- Fungi & Fungal Derivatives
- Sudden & Accidental Pollution
- Care, Custody and Control
- Additional Coverages Available:
- Building and Contents
- Failure to perform
- Cyber and data
- Legal expenses
Underwriting Considerations
- Criteria for admission to the programme:
- 3 years in business or related
experience - Deductibles from $ 1,000
- $725 minimum premium
- 3 years in business or related