Renovating homeowners face new insurance risks
At the onset of a construction or renovation project there may not be much other than time invested, however it doesn’t take long for the values of material and time to accumulate.
Our construction insurance solution is designed to help you protect your client`s investment at all stages of a project.
Target Clients
- Commercial or residential
- New ground up construction
- Interior finishing
- Exterior & utility updates
- Structural repairs or changes
- Project already started (30%)
Coverage Features
- Annual minimum premiums as low as $400
- Broad Form
- Automatic policy extensions provide limited coverage for:
- Bylaws
- Pollutant Clean Up
- Property in transit
- Debris removal
- Scaffolding, forms, etc
- Sewer Back Up
- and more
- Optional coverages include:
- Flood
- Earthquake
- Soft costs
- Equipment breakdown
- Green building
- Business income
- Extra expense
- Deletion of coinsurance clause
Premises liability available
Underwriting Considerations
- Projects up to $15million
- Stuctures up to 100 years old (provided not heritage designated)
- Ability to issue policy in name of builder, owner or both.
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Rod Fox
Lakeview Insurance Brokers
APRIL simply is insurance made easy.
Adam Hinks
Pearson Dunn
APRIL has assisted me on numerous occasions with very challenging and tough to place risks and the results have been fantastic. Terrific turnaround time on quotes from their underwriters and a willingness to listen to the whole story and help find solutions really exemplifies what APRIL is all about.
Sophie Poulin
Fortin Ouellet
APRIL stands out from other MGA`s due to the simplicity of their web service and their quick responses